Kotak Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹92.92(R) -0.15% ₹104.97(D) -0.15%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.6% 5.96% 6.54% 7.12% 7.0%
LumpSum (D) 8.69% 7.07% 7.65% 8.23% 8.15%
SIP (R) -9.99% 5.2% 5.41% 5.43% 5.88%
SIP (D) -9.11% 6.32% 6.52% 6.52% 7.0%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.37 -0.14 0.51 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.27% -2.22% -1.78% - 1.63%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Gilt-Investment Provident Fund and Trust-Payout of Income Distribution cum capital withdrawal option 11.87
-0.0200
-0.1500%
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option 18.16
-0.0300
-0.1500%
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct 23.71
-0.0400
-0.1500%
Kotak Gilt-Investment Regular-Growth 92.92
-0.1400
-0.1500%
Kotak Gilt-Investment Provident Fund and Trust-Growth 95.06
-0.1500
-0.1500%
Kotak Gilt-Investment Regular-Growth - Direct 104.97
-0.1600
-0.1500%
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct 107.52
-0.1600
-0.1500%

Review Date: 17-01-2025

Kotak Gilt Fund has exhibited poor performance in the Gilt Fund category. The fund has rank of 13 out of 19 funds in the category. The fund has delivered return of 7.6% in 1 year, 5.96% in 3 years, 6.54% in 5 years and 7.0% in 10 years. The category average for the same periods is 8.38%, 6.15%, 6.27% and 6.96% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 2.27, VaR of -2.22, Average Drawdown of -0.67, Semi Deviation of 1.63 and Max Drawdown of -1.78. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Gilt Fund direct growth option would have grown to ₹10869.0 in 1 year, ₹12276.0 in 3 years and ₹14459.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Kotak Gilt Fund direct growth option would have grown to ₹11399.0 in 1 year, ₹39627.0 in 3 years and ₹70751.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 2.27 and based on VaR one can expect to lose more than -2.22% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.37 which shows average performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.47
-0.11
-0.63 | 0.59 20 | 22 Poor
3M Return % 0.11
0.59
-0.21 | 1.49 20 | 22 Poor
6M Return % 2.94
3.34
2.56 | 4.35 18 | 22 Average
1Y Return % 7.60
8.38
7.33 | 9.41 17 | 22 Average
3Y Return % 5.96
6.15
5.27 | 7.18 14 | 19 Average
5Y Return % 6.54
6.27
5.18 | 7.28 7 | 19 Good
7Y Return % 7.12
6.90
5.55 | 7.92 9 | 19 Good
10Y Return % 7.00
6.96
5.74 | 7.81 9 | 17 Good
15Y Return % 7.62
10.19
6.25 | 45.54 8 | 15 Good
1Y SIP Return % -9.99
-9.42
-10.24 | -8.00 20 | 21 Poor
3Y SIP Return % 5.20
5.47
4.55 | 6.08 14 | 18 Average
5Y SIP Return % 5.41
5.50
4.66 | 6.26 11 | 18 Average
7Y SIP Return % 5.43
5.41
4.41 | 6.18 8 | 18 Good
10Y SIP Return % 5.88
5.84
4.61 | 6.64 9 | 16 Average
15Y SIP Return % 6.88
9.58
5.70 | 46.26 9 | 15 Average
Standard Deviation 2.27
2.24
1.55 | 3.20 11 | 25 Good
Semi Deviation 1.63
1.60
1.16 | 2.33 13 | 25 Good
Max Drawdown % -1.78
-1.58
-2.74 | -0.50 15 | 25 Average
VaR 1 Y % -2.22
-1.90
-4.63 | -1.06 23 | 25 Poor
Average Drawdown % -0.67
-0.57
-0.92 | -0.32 23 | 25 Poor
Sharpe Ratio -0.37
-0.36
-1.10 | 0.00 18 | 25 Average
Sterling Ratio 0.51
0.53
0.45 | 0.64 11 | 25 Good
Sortino Ratio -0.14
-0.13
-0.34 | 0.00 18 | 25 Average
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.39 -0.06 -0.57 | 0.64 20 | 22
3M Return % 0.36 0.76 -0.05 | 1.63 18 | 22
6M Return % 3.46 3.68 2.88 | 4.51 13 | 22
1Y Return % 8.69 9.09 7.94 | 10.07 16 | 22
3Y Return % 7.07 6.83 5.78 | 7.75 6 | 19
5Y Return % 7.65 6.97 5.69 | 7.87 4 | 19
7Y Return % 8.23 7.60 6.15 | 8.56 4 | 19
10Y Return % 8.15 7.68 6.50 | 8.54 7 | 17
1Y SIP Return % -9.11 -8.83 -9.32 | -7.72 14 | 21
3Y SIP Return % 6.32 6.17 5.09 | 6.63 8 | 18
5Y SIP Return % 6.52 6.20 5.18 | 6.84 5 | 18
7Y SIP Return % 6.52 6.10 4.93 | 6.76 5 | 18
10Y SIP Return % 7.00 6.54 5.22 | 7.23 6 | 16
Standard Deviation 2.27 2.24 1.55 | 3.20 11 | 25
Semi Deviation 1.63 1.60 1.16 | 2.33 13 | 25
Max Drawdown % -1.78 -1.58 -2.74 | -0.50 15 | 25
VaR 1 Y % -2.22 -1.90 -4.63 | -1.06 23 | 25
Average Drawdown % -0.67 -0.57 -0.92 | -0.32 23 | 25
Sharpe Ratio -0.37 -0.36 -1.10 | 0.00 18 | 25
Sterling Ratio 0.51 0.53 0.45 | 0.64 11 | 25
Sortino Ratio -0.14 -0.13 -0.34 | 0.00 18 | 25
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.15 ₹ 9,985.00 -0.15 ₹ 9,985.00
1W -0.36 ₹ 9,964.00 -0.34 ₹ 9,966.00
1M -0.47 ₹ 9,953.00 -0.39 ₹ 9,961.00
3M 0.11 ₹ 10,011.00 0.36 ₹ 10,036.00
6M 2.94 ₹ 10,294.00 3.46 ₹ 10,346.00
1Y 7.60 ₹ 10,760.00 8.69 ₹ 10,869.00
3Y 5.96 ₹ 11,896.00 7.07 ₹ 12,276.00
5Y 6.54 ₹ 13,729.00 7.65 ₹ 14,459.00
7Y 7.12 ₹ 16,188.00 8.23 ₹ 17,400.00
10Y 7.00 ₹ 19,664.00 8.15 ₹ 21,883.00
15Y 7.62 ₹ 30,099.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.99 ₹ 11,339.28 -9.11 ₹ 11,398.68
3Y ₹ 36000 5.20 ₹ 38,969.35 6.32 ₹ 39,626.68
5Y ₹ 60000 5.41 ₹ 68,803.26 6.52 ₹ 70,750.80
7Y ₹ 84000 5.43 ₹ 101,888.22 6.52 ₹ 105,961.30
10Y ₹ 120000 5.88 ₹ 162,313.20 7.00 ₹ 172,053.84
15Y ₹ 180000 6.88 ₹ 309,933.36 ₹


Date Kotak Gilt Fund NAV Regular Growth Kotak Gilt Fund NAV Direct Growth
17-01-2025 92.92 104.9728
16-01-2025 93.0625 105.1308
15-01-2025 92.6992 104.7175
14-01-2025 92.6661 104.6772
13-01-2025 92.5751 104.5714
10-01-2025 93.2583 105.3345
09-01-2025 93.2968 105.375
08-01-2025 93.3397 105.4205
07-01-2025 93.4199 105.5082
06-01-2025 93.1953 105.2516
03-01-2025 93.1082 105.1444
02-01-2025 93.0567 105.0835
01-01-2025 93.0519 105.0751
31-12-2024 93.2165 105.258
30-12-2024 93.0406 105.0565
27-12-2024 92.9235 104.9155
26-12-2024 92.9286 104.9184
24-12-2024 92.9739 104.9637
23-12-2024 93.0095 105.0009
20-12-2024 92.9386 104.9122
19-12-2024 93.0661 105.0533
18-12-2024 93.4139 105.4428
17-12-2024 93.3619 105.3813

Fund Launch Date: 02/Jan/2000
Fund Category: Gilt Fund
Investment Objective: The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government... and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however........... emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount
Fund Description: An open-ended debt scheme investing in government securities across maturity
Fund Benchmark: Nifty All Duration G-Sec Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.